Privacy Policy

Privacy Policy for Phoenix Business Insurance For Freelancers And Creatives

Introduction

Welcome to https://phoenix-business-insurance-for-freelancers-and-creatives.livebursts.com (hereafter referred to as “Phoenix Business,” “we,” or “our”). We are dedicated to protecting your privacy and ensuring the security of your personal data. This comprehensive Privacy Policy outlines our practices regarding the collection, storage, access, and handling of personal information in adherence to various international privacy laws and regulations, including but not limited to:

  • Canada’s Personal Information Protection and Electronic Documents Act (PIPEDA)
  • Quebec Law 25 on the protection of personal data
  • The General Data Protection Regulation (GDPR) of the European Union (EU)
  • Brazil’s General Data Protection Law (LGPD)
  • California Consumer Privacy Act (CCPA/CPRA) and Colorado Privacy Act (CPA) in the United States
  • Utah, Connecticut, Virginia, South Africa’s, and other relevant state privacy laws.

Scope

This Privacy Policy applies to all aspects of our online presence, including our website, mobile applications, online services, and products offered through these channels. However, please be advised that this policy does not extend to third-party platforms, applications, or services accessible through links on our site. These external services have their own privacy policies governing data collection and usage.

Processing Activities

This policy details the practices when users:

  1. Utilize our applications and services as authorized users.
  2. Visit any of our websites linked to this Privacy Policy.
  3. Communicate with us via newsletters, emails, telephone calls, or text messages/SMS.

Personal Data Collection

We collect diverse types of personal data, including:

  1. Account Information: Details related to your user account creation and management.
  2. Payment Information: Transaction details required for processing payments.
  3. Financial Information: Data necessary for financial services and insurance claims.
  4. Purchase Information: Records of products or services bought through our platform.
  5. Mobile Device Identifiers: Unique identifiers from your mobile device for analytics and improved user experience.
  6. Location Data: Your geographic location when using our services.
  7. Feedback: User-provided comments, reviews, and survey responses.
  8. Social Media Information: Data collected from social media platforms when you interact with our content.
  9. Product Information: Preferences, interactions, and feedback related to products on our platform.

We obtain this data through direct user input, interaction with our services, and automated technologies like analytics tools. Additionally, third parties may share personal data with us, respecting their privacy policies.

Cookies

Phoenix Business uses cookies to enhance your experience and provide insights for analytical purposes. Cookies are categorized as:

  1. Strictly Necessary: Essential for navigating the website and providing services.
  2. Preference: Remembering user preferences for a personalized experience.
  3. Analytics: Collecting data about how our site is used, allowing us to improve functionality.

Users can exercise control over non-essential cookies through our Cookie Manager tool.

Retention and Deletion

We retain personal data as required by law or for the specific purpose it was collected. Once these purposes are fulfilled, we securely delete or anonymize the data in accordance with legal obligations and our data retention policies.

Security Measures

Phoenix Business has implemented robust organizational safeguards and security measures to protect your personal data:

  • Encryption: Secure data transmission and storage using encryption protocols.
  • Secure Processing: Engaging trusted third-party processors who adhere to strict privacy standards.

Children’s Privacy

We do not knowingly collect or target personal data from individuals under 18 years of age. If you believe we have collected such data by mistake, please contact us, and we will take prompt action to rectify the issue.

Your Rights

Depending on your location, you are entitled to various rights regarding your personal data, including:

  • Access, rectification, or erasure of your data.
  • Request for restriction or object to the processing of your data.
  • Data portability, allowing you to move or receive a copy of your data.
  • The right to withdraw consent at any time.
  • Right to non-discrimination for exercising privacy rights.

To exercise these rights or have any data-related inquiries, please contact our dedicated privacy team using the information provided below.

Changes to Policy

Phoenix Business reserves the right to update this Privacy Policy at any time. Any changes will be posted on our website with an updated revision date. We encourage you to review this policy periodically for the latest information.

Contact Information

For any privacy-related inquiries, unsubscribe requests, or data access/correction queries, please reach out to us via:

  • Email: contact@phoenix-business-insurance-for-freelancers-and-creatives.livebursts.com
  • Postal Mail: [Privacy Team Address] (To be provided)